---
title: Payment methods
description: Offer card, IRIS and bank-transfer choices in the customer portal.
category: Settings
order: 5
categoryOrder: 20
---

# Payment methods

**Settings → Payment Methods** contains **Stripe, IRIS and Bank Transfer**. Enable only the methods your business is ready to accept, then save and check the customer-facing payment view.

## Stripe

The Stripe switch shows card payments in the customer portal. Choose the correct Test or Live mode and the intended payment account. A successful online payment can update the related payment record. Test transactions are for verification, not actual collection. Use the displayed connection/status controls to confirm the method is ready before advertising it.

## IRIS

**IRIS QR (manual)** displays a QR image and instructions. Because this is a manual payment route, verify receipt before marking an amount paid. **IRIS e-commerce (online)** is a separate online option with its own Test/Live mode and connection state. Do not assume that enabling the QR option also enables online IRIS payments.

## Bank transfer

Enable bank transfer to show bank-account details and instructions to the customer. A transfer requires reconciliation against your bank records; the display of instructions is not payment confirmation.

Payment methods determine how a customer can pay. They do not replace service pricing, VAT or the administrator's review of [Payment History](/docs/renewals/payment-history).

![Climenos payment method settings](/images/payments-methods-image1-climenos.com.webp)